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Welcome to the 2021/2022 financial year!!

Do you know where your money is being spent? We reveal how spending habits changed during COVID and where our hard-earned dollars are now being spent. The new financial year is the perfect time to check your spending habits and determine whether setting up a budget may help achieve your financial goals faster.

Giving your investments a ‘mid-flight check’ is something investors should do annually. Whilst the markets have made a remarkable recovery from the 2020 lows, it’s important to check your investments to ensure your portfolio is well diversified.

Technology is constantly being improved and can be hard to stay on top of. For small businesses, investing money in IT infrastructure may not only drive growth but also create efficiencies within the business. Find out more here.

Superannuation changes were recently announced in the May 2021 Federal Budget. A few changes commenced on 1 July 2021, with additional changes expected to begin on 1 July 2022. It is important to understand how these changes may affect you. 

With some of us still regularly working from home, finding the right balance between work and family can be difficult. Can you switch off at the end of the day or do you continue working to please your boss? Excessive hours can lead to burnout so it’s important to realise there needs to be a comfortable balance between the two.

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on Ph: 1300 858 601 or email

Kind regards,

Serenity Financial Professionals

How to reassess your spending and budgeting habits

From our spending habits to our saving trends, the pandemic has changed the way many Australians think about money. Learn how to reassess your financial situation and create a fresh budget for 2021. Read full article >>

Is now the perfect time to give your portfolio a mid-flight check?

Fixing the roof is easier, and more enjoyable, when the sun is shining. What a shame then that we only tend to look critically at our investments when it’s blowing a hooley in the markets and we are scrabbling around for buckets to catch the drips. Read full article >>

3 ways to promote business growth through digitisation

Investing in tech isn’t just something you should do to stay competitive — it can actually drive business growth. Keegan Beikoff explains how. Read full article >>

New financial year rings in some super changes

There are some big changes to super from July 1 this year that could seriously boost your super, so it pays to be informed. Read full article >>

Life is a balancing act

Do you sometimes feel that your life is a balancing act? Read full article >>