Welcome to the 2021/2022 financial year!!
Do you know where your money is being spent? We reveal how spending habits changed during COVID and where our hard-earned dollars are now being spent. The new financial year is the perfect time to check your spending habits and determine whether setting up a budget may help achieve your financial goals faster.
Giving your investments a ‘mid-flight check’ is something investors should do annually. Whilst the markets have made a remarkable recovery from the 2020 lows, it’s important to check your investments to ensure your portfolio is well diversified.
Technology is constantly being improved and can be hard to stay on top of. For small businesses, investing money in IT infrastructure may not only drive growth but also create efficiencies within the business. Find out more here.
Superannuation changes were recently announced in the May 2021 Federal Budget. A few changes commenced on 1 July 2021, with additional changes expected to begin on 1 July 2022. It is important to understand how these changes may affect you.
With some of us still regularly working from home, finding the right balance between work and family can be difficult. Can you switch off at the end of the day or do you continue working to please your boss? Excessive hours can lead to burnout so it’s important to realise there needs to be a comfortable balance between the two.
We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on Ph: 1300 858 601 or email service@ampmacarthur.com.au.
Kind regards,
Serenity Financial Professionals
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